Garnet Financial Consultants Business Credit Program will assist you with helping you build business credit by using your business EIN, and without using your personal credit profile. By using your business EIN, you can secure business accounts without being a personal guarantee.
It is Critical that your business is set up properly in order to meet lender and credit issuer approval requirements, and get approved for initial business credit that reports and builds your profile with business credit bureaus such as Dun & Bradstreet, Experian, and Equifax Commercial. If you need assistance with business formation, Garnet Financial Consultants will help you set up your business the correct way so that you can start working on building your business credit profile.
Once your business is properly set with the business reporting agencies such as Dun & Bradstreet, we can assist you in applying for multiple credit accounts.
Vendor Accounts - These accounts allow the business customer to purchase items/supplies on a "buy now" and "pay later" model. Most vendor accounts have Net-30 terms, meaning the customer has 30 days after the invoice date to pay off their balance in full. This is a great way to start building your business credit prior to moving onto fleet, store business cards and cash access credit cards.
Cash Access Credit Cards - These can include Visa and MasterCard accounts you can use in most locations worldwide.
Fleet Credit Cards - Use these credit cards for fuel and auto vehicle repairs for your primary vehicle, and a fleet of commercial vehicles if applicable.
Store Credit Cards For Businesses - These accounts will be from many major national retailers.
One On One Calls - We will schedule one on one calls with you as it is very important that we are able to guide you in the right direction, follow up with your progress and answer any questions you may have pertaining to your business credit journey. Your
Personal Portal - You will have full 24/7 access to your own personal business portal. In your portal you will be able to upload documents, ask questions for your Dedicated Business Credit Consultant (DBCC) and utilize business resources, programs and other very helpful business information, including other bonuses exclusively for our business credit clients, that will help you grow your business. Oh, and did we mention that you will have LIFETIME ACCESS? YES, you heard right! As a business credit client, you will have LIFETIME ACCESS to your personal portal! What does that mean for you? It means that even after you have completed our program, you will still have access to many business resources, programs and other business information that you can utilize for other businesses that you may want to start building business credit for. It is like purchasing the program for one business and utilizing it for free for other businesses. It's a WIN-WIN!
Your Personal Business "Concierge" - We do not believe in having our clients bounce from person to person, so you will be assigned to your own Dedicated Business Credit Consultant (DBCC) that will be able to assist you with all of your consulting needs. We like to look at our awesome DBCCs as your own personal Business Concierge at your service!
-Proper Setup of your business
-Set Up & Activation of your business profile with Dun & Bradstreet
-One on one calls -A Dedicated Business Consultant (DBCC)
-Lifetime Access to your business portal
-We will provide you with business funding options
